The Power of Annuities
An annuity provides steady, reliable monthly income for your entire life. Imagine what that could mean to your financial future over the years, and to your ability to keep living the life you want to lead. Of course, you might have other long‐term needs too — like growing your assets or providing for your loved ones. An annuity can help with those as well, because there are different types of annuities that can be tailored to what’s most meaningful to you. Have confidence in your financial future with the help of your financial professional and a Pacific Life annuity.
Fixed Indexed Annuities
Provide opportunities to grow money based on the movement of an index. This may allow you to earn a higher interest rate than a traditional fixed annuity. You cannot lose money because you’re not invested in the market.
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Money grows faster because earnings are tax-deferred.
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You’ll have several options for retirement income, including income for life.
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Provide protection for loved ones through a death benefit.
Fixed Annuities
Provide predictable growth based on a fixed rate of interest.
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Commonly used as an alternative to CDs.
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Help you grow your retirement savings faster by deferring taxes until you take income.
Variable Annuities
Enable you to allocate money among a broad range of market-based investment options, providing you growth potential.
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Money grows faster because earnings are tax-deferred.
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You’ll have several options for retirement income, including income for life.
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Provide protection for loved ones through a death benefit.
Deferred Income Annuities
Provide steady, reliable income that begins on a future date and can last for as long as you live.
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Because income begins later, provide higher income than immediate annuities.
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You’ll have several options for how long income lasts, including income for life.
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Provide protection for loved ones through a death benefit.
Immediate Annuities
Provide steady, reliable income that begins within a year and can last for as long as you live.
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Supplement other forms of guaranteed income, like Social Security.
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Help you meet ongoing living expenses in retirement.
